/* ===== VARIABLES ===== */
:root{--primary:#0C375A;--primary-dark:#091f36;--accent:#2B6CB0;--accent-hover:#1E5A96;--accent-light:#E8F0F9;--white:#fff;--light:#F5F7FA;--text:#333;--muted:#6B7280;--divider:#E2E5EA;--green:#10B981;--amber:#F59E0B;--red:#EF4444;--r:12px;--t:all .4s cubic-bezier(.4,0,.2,1)}
*{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}
body{font-family:'Montserrat',sans-serif;color:var(--text);line-height:1.7;overflow-x:hidden;background:var(--light)}
h1,h2,h3,h4,h5{font-family:'Unbounded',sans-serif;line-height:1.15;letter-spacing:-.02em}
img{max-width:100%;display:block}a{color:var(--accent);text-decoration:none;transition:var(--t)}a:hover{color:var(--accent-hover)}
.box{max-width:1100px;margin:0 auto;padding:0 24px}
section{padding:80px 0}

/* ===== TOPBAR ===== */
.topbar{background:var(--primary-dark);color:rgba(255,255,255,.7);font-size:12px;padding:8px 0;text-align:center;letter-spacing:.02em}
.topbar a{color:rgba(255,255,255,.85);text-decoration:none}.topbar a:hover{color:#fff}
.topbar-in{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:8px}

/* ===== NAV ===== */
nav{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.97);backdrop-filter:blur(16px);box-shadow:0 1px 0 var(--divider)}
.nav-in{max-width:1100px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;height:72px;padding:0 24px}
.logo{text-decoration:none;display:flex;align-items:center;gap:14px}.logo img{height:40px}
.logo-text{font-family:'Unbounded';font-size:11px;color:var(--primary);font-weight:600;line-height:1.2;border-left:2px solid var(--accent);padding-left:12px}
.logo-text span{display:block;color:var(--accent);font-weight:700;font-size:12px}
.nl{display:flex;gap:28px;list-style:none}.nl a{color:var(--text);text-decoration:none;font-size:13px;font-weight:500;transition:var(--t)}.nl a:hover,.nl a.active{color:var(--accent)}
.nav-cta{background:var(--accent);color:#fff!important;padding:10px 22px;border-radius:6px;font-weight:700;font-size:12px;text-transform:uppercase;letter-spacing:.05em;text-decoration:none;transition:var(--t);display:inline-flex;align-items:center;gap:8px}.nav-cta:hover{background:var(--accent-hover)}
.mt{display:none;background:none;border:none;cursor:pointer;padding:8px}.mt i{display:block;width:22px;height:2px;background:var(--primary);margin:5px 0;border-radius:2px}

/* ===== HERO ===== */
.hero{position:relative;padding:100px 0 80px;background:var(--primary);overflow:hidden;text-align:center}
.hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 20% 50%,rgba(43,108,176,.15) 0%,transparent 60%),radial-gradient(ellipse at 80% 80%,rgba(43,108,176,.1) 0%,transparent 50%)}
.hero .box{position:relative;z-index:2}
.hero-badge{display:inline-flex;align-items:center;gap:8px;padding:8px 18px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.1);border-radius:40px;font-size:12px;color:rgba(255,255,255,.7);font-weight:600;margin-bottom:28px;backdrop-filter:blur(8px)}
.hero-badge .dot{width:8px;height:8px;border-radius:50%;background:var(--green);animation:pulse 2s infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.4}}
.hero h1{font-size:clamp(2rem,4vw,3rem);color:#fff;margin-bottom:18px}
.hero h1 em{font-style:normal;color:var(--accent-light)}
.hero-sub{font-size:16px;color:rgba(255,255,255,.6);max-width:600px;margin:0 auto 36px;line-height:1.8}
.hero-btns{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
.btn-p{background:var(--accent);color:#fff;padding:14px 32px;border-radius:8px;font-weight:700;font-size:13px;text-transform:uppercase;letter-spacing:.05em;text-decoration:none;display:inline-flex;align-items:center;gap:10px;transition:var(--t);border:2px solid var(--accent)}
.btn-p:hover{background:var(--accent-hover);border-color:var(--accent-hover);transform:translateY(-2px);box-shadow:0 12px 32px rgba(43,108,176,.3);color:#fff}
.btn-s{background:rgba(255,255,255,.06);color:#fff;padding:14px 32px;border:2px solid rgba(255,255,255,.2);border-radius:8px;font-weight:600;font-size:13px;text-decoration:none;transition:var(--t)}.btn-s:hover{border-color:#fff;color:#fff}

/* ===== TRUST BAR ===== */
.trust-bar{background:#fff;border-bottom:1px solid var(--divider);padding:24px 0}
.tb-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;text-align:center}
.tb-item{display:flex;flex-direction:column;align-items:center;gap:6px}.tb-item .ico{font-size:24px}
.tb-item strong{font-size:13px;color:var(--primary)}.tb-item span{font-size:11px;color:var(--muted)}

/* ===== PAGE HERO ===== */
.page-hero{background:var(--primary);padding:80px 0 60px;text-align:center;position:relative;overflow:hidden}
.page-hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 30% 50%,rgba(43,108,176,.12),transparent 60%)}
.page-hero .box{position:relative;z-index:2}
.page-hero .breadcrumb{font-size:12px;color:rgba(255,255,255,.4);margin-bottom:16px}
.page-hero .breadcrumb a{color:rgba(255,255,255,.55);text-decoration:none}
.page-hero h1{font-size:clamp(1.8rem,3.5vw,2.6rem);color:#fff;margin-bottom:12px}
.page-hero p{font-size:15px;color:rgba(255,255,255,.55);max-width:550px;margin:0 auto}

/* ===== CONTENT SECTIONS ===== */
.content-section{background:#fff;padding:60px 0}
.content-card{background:#fff;border-radius:var(--r);padding:48px;border:1px solid var(--divider);box-shadow:0 4px 20px rgba(12,55,90,.04);margin-bottom:32px}
.content-card h2{font-size:22px;color:var(--primary);margin-bottom:16px}
.content-card h3{font-size:17px;color:var(--primary);margin:24px 0 10px}
.content-card p{color:var(--muted);font-size:14px;margin-bottom:12px;line-height:1.8}
.content-card ul,.content-card ol{color:var(--muted);font-size:14px;padding-left:24px;margin-bottom:16px;line-height:1.9}
.content-card li{margin-bottom:6px}

/* ===== INFO CARDS ===== */
.info-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:40px 0}
.info-card{background:#fff;border-radius:var(--r);padding:32px 24px;border:1px solid var(--divider);transition:var(--t);text-align:center}
.info-card:hover{transform:translateY(-3px);box-shadow:0 12px 36px rgba(12,55,90,.08);border-color:transparent}
.info-card .ico{font-size:36px;margin-bottom:14px;display:block}
.info-card h3{font-size:16px;color:var(--primary);margin-bottom:8px}.info-card p{font-size:13px;color:var(--muted)}

/* ===== STEP CARDS ===== */
.steps-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin:40px 0}
.step-card{background:#fff;border-radius:var(--r);padding:28px 20px;border:1px solid var(--divider);text-align:center;position:relative}
.step-num{width:44px;height:44px;border-radius:50%;background:var(--accent);color:#fff;display:grid;place-items:center;font-family:'Unbounded';font-size:16px;font-weight:700;margin:0 auto 16px}
.step-card h4{font-size:14px;color:var(--primary);margin-bottom:6px}.step-card p{font-size:12px;color:var(--muted)}

/* ===== ALERT BOX ===== */
.alert{border-radius:var(--r);padding:24px 28px;margin:24px 0;display:flex;gap:14px;align-items:flex-start}
.alert-ico{font-size:24px;flex-shrink:0;margin-top:2px}
.alert p{font-size:14px;margin:0;line-height:1.7}
.alert-info{background:var(--accent-light);border:1px solid rgba(43,108,176,.15)}.alert-info p{color:var(--accent)}
.alert-warn{background:#FFF7ED;border:1px solid rgba(245,158,11,.15)}.alert-warn p{color:#92400E}
.alert-green{background:#ECFDF5;border:1px solid rgba(16,185,129,.15)}.alert-green p{color:#065F46}
.alert-red{background:#FEF2F2;border:1px solid rgba(239,68,68,.15)}.alert-red p{color:#991B1B}

/* ===== FORM EMBED AREA ===== */
.form-embed{background:var(--light);padding:60px 0}
.form-embed-card{background:#fff;border-radius:var(--r);padding:48px;border:1px solid var(--divider);box-shadow:0 8px 32px rgba(12,55,90,.06);max-width:800px;margin:0 auto}
.form-embed-card h2{font-size:20px;color:var(--primary);margin-bottom:8px;text-align:center}
.form-embed-card>p{color:var(--muted);font-size:14px;text-align:center;margin-bottom:32px}
.shortcode-placeholder{background:var(--accent-light);border:2px dashed var(--accent);border-radius:var(--r);padding:40px;text-align:center;color:var(--accent);font-family:'Unbounded';font-size:13px;font-weight:600}

/* ===== GUARANTEE SECTION ===== */
.guarantee-s{background:var(--primary);color:#fff;padding:60px 0}
.guar-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:32px}
.guar-card{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.08);border-radius:var(--r);padding:28px 24px;text-align:center;transition:var(--t)}
.guar-card:hover{background:rgba(255,255,255,.1)}
.guar-card .ico{font-size:32px;margin-bottom:12px;display:block}
.guar-card h4{font-size:15px;margin-bottom:6px}.guar-card p{font-size:12px;color:rgba(255,255,255,.5)}

/* ===== FAQ ===== */
.faq-item{background:#fff;border:1px solid var(--divider);border-radius:var(--r);margin-bottom:12px;overflow:hidden;transition:var(--t)}
.faq-item.open{border-color:var(--accent)}
.faq-q{display:flex;justify-content:space-between;align-items:center;padding:20px 24px;cursor:pointer;font-weight:600;font-size:14px;color:var(--primary)}
.faq-q .arrow{transition:var(--t);color:var(--accent)}.faq-item.open .faq-q .arrow{transform:rotate(180deg)}
.faq-a{padding:0 24px 20px;font-size:14px;color:var(--muted);display:none;line-height:1.8}.faq-item.open .faq-a{display:block}

/* ===== CTA ===== */
.cta-s{background:linear-gradient(135deg,var(--accent),var(--accent-hover));text-align:center;padding:60px 0;position:relative;overflow:hidden}
.cta-s h2{font-size:clamp(1.4rem,2.5vw,2rem);color:#fff;margin-bottom:12px}
.cta-s p{color:rgba(255,255,255,.7);font-size:15px;margin-bottom:28px}
.cta-btns{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
.cta-s .btn-p{background:#fff;color:var(--accent);border-color:#fff}.cta-s .btn-p:hover{background:var(--accent-light);color:var(--accent)}
.cta-s .btn-s{color:#fff;border-color:rgba(255,255,255,.3)}.cta-s .btn-s:hover{border-color:#fff;color:#fff}

/* ===== FOOTER ===== */
footer{background:#060E18;color:rgba(255,255,255,.55);padding:60px 0 0}
.ftg{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:48px;padding-bottom:36px;border-bottom:1px solid rgba(255,255,255,.06)}
footer h4{font-family:'Unbounded';font-size:11px;color:rgba(255,255,255,.85);margin-bottom:14px;letter-spacing:.05em}
footer p{font-size:12px;line-height:1.8}.fl{margin-bottom:14px}.fl img{height:32px;filter:brightness(0) invert(1);opacity:.6}
footer ul{list-style:none;margin:0;padding:0}footer li{margin:0 0 6px;padding:0}footer a{color:rgba(255,255,255,.45);text-decoration:none;font-size:12px;transition:var(--t)}footer a:hover{color:rgba(255,255,255,.85)}
.fb{padding:18px 0;text-align:center;font-size:10px;color:rgba(255,255,255,.25)}

/* ===== FADE ===== */
.fade{opacity:0;transform:translateY(24px);transition:opacity .7s ease,transform .7s ease}.fade.vis{opacity:1;transform:none}

/* ===== RESPONSIVE ===== */
@media(max-width:1024px){.info-grid,.guar-grid{grid-template-columns:repeat(2,1fr)}.steps-grid{grid-template-columns:repeat(2,1fr)}.tb-grid{grid-template-columns:repeat(2,1fr)}.ftg{grid-template-columns:1fr 1fr}}
@media(max-width:768px){section{padding:48px 0}.nl{display:none}.mt{display:block}.hero{padding:60px 0 50px}.page-hero{padding:50px 0 40px}.info-grid,.guar-grid,.steps-grid{grid-template-columns:1fr}.tb-grid{grid-template-columns:1fr 1fr}.content-card{padding:28px 20px}.form-embed-card{padding:28px 20px}.hero-btns,.cta-btns{flex-direction:column}.btn-p,.btn-s{width:100%;text-align:center;justify-content:center}.ftg{grid-template-columns:1fr}.topbar-in{justify-content:center}}

/* SVG ICONS */
.ico svg,.alert-ico svg,.nav-cta svg,.btn-p svg,.btn-s svg,.topbar svg{vertical-align:middle;display:inline-block;flex-shrink:0}
.tb-item .ico svg,.info-card .ico svg{color:var(--accent)}
.guar-card .ico svg{color:rgba(255,255,255,.8)}
.alert-info .alert-ico svg{color:var(--accent)}
.alert-warn .alert-ico svg{color:#92400E}
.alert-green .alert-ico svg{color:#065F46}
.alert-red .alert-ico svg{color:#991B1B}
.nav-cta svg{margin-right:2px}
.btn-p svg,.btn-s svg{margin-right:4px}
.topbar svg{opacity:.7}